Julie Talks Money

The Teen Years

You are starting to come into your own as a young woman…earning money on your own either with a part time job, or babysitting, or tutoring, or waitressing – something to help you have money of your own and maybe for the first time.  What do you do with it?  Are you saving for college?  Saving to buy a car?  Not saving at all and just buying make-up and clothes at the mall, and going to movies with your buds?  Do you have a checking account?  A savings account? A debit card?  Has anyone taught you anything about money yet?

Ages 17 - 22

Beyond High School - and into College?

WOW!  you are now really feeling like you are a young woman – really, almost an adult.  You understand more about financial  responsibilities, and maybe you have had to use your savings to go to college. Maybe you and your parents have had a “Big Talk” about college and Student Loans and maybe qualifying for aid.

By now you have a debit card- but do you know how it works?  On campus you are offered a credit card and think “Great!  Cool!  My own Card!” But do you know how a credit card works too? And different than a debit card?  What is Interest? What is “Revolving credit” Oh, who cares?!  You’re having
FUN!

Do you have a job either in college or at home if you didn’t
go away to school?  What are you doing with the money you’re
earning?  Are your parents still supporting you?

Ages 23 - 30

The "Adulting" Years

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Ages 31 - 45

The Family and Money Years

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Ages 46 - 62

The "Me", Reinvention & Pre-retirement Years

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